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Collection of Ordinary Time Earnings salary in the Retirement and Defined Benefit Schemes
	On 1 July 2008, the base used to calculate the amount required to satisfy the Superannuation Guarantee obligation (currently 9%) was changed to Ordinary Time Earnings (OTE).

 

The markets and your superannuation
	You are not alone if you’ve been worried about the recent volatility in investment markets and how this could affect your retirement nest egg.

 

Energy Industries Account-Based Pension Plan (formerly Allocated Pension)
	The Energy Industries Account-Based Pension Plan is designed for Scheme members who have retired (or others who may qualify) and wish to invest all or part of their Energy Industries Superannuation Scheme benefit to produce a tax-effective retirement income.

 

Energy Industries Rollover Plan
	The Energy Industries Rollover Plan is designed for people who wish to invest all or part of their Energy Industries Superannuation Scheme benefit or other monies in the tax-effective superannuation environment.

 

Nominating Beneficiaries
	Nobody likes to think about what would happen if they should die. For most people however, superannuation is a significant asset, so it is important that you consider where it should be paid in the event of your death.

 

Salary Reduction Provisions
	The value of a member’s Employer Financed Benefit is directly related to the member’s salary. Any reduction in salary can therefore result in an immediate reduction in those entitlements.

 

Investment Strategy Choices - Executive Scheme
	The Executive Scheme offers you a choice of five investment programs which are managed by professional investment managers. Each strategy provides a different potential rate of return and degree of volatility and has strict guidelines that the investment managers are required to follow.

 

Investment Strategy Choices - Accumulation Scheme
	The Accumulation Scheme provides you with a choice of five investment strategies managed by professional investment managers. The strategies have been designed to suit members at different stages of their careers. Each strategy offers a different potential rate of return and degree of volatility. You can select only one of these strategies at any given time.

 

Concessional Contributions - Accumulation Scheme
	When you make either concessional (i.e. before tax) contributions, which includes employer contributions, or non-concessional (i.e. after tax) contributions to your super, you should be aware that there are limits to how much you can contribute each financial year.

 

Co-Contribution - Accumulation Scheme
	The Super Co-contribution was introduced by the Commonwealth Government on July 2003, with the eligibility criteria widened with effect from July 2004 allowing many more individuals to qualify. We explain some of the implications here.

 

Co-contribution - Defined Benefit Scheme
	The Super Co-contribution was introduced by the Commonwealth Government on 1 July 2003. Since then, the eligibility criteria have been widened allowing many more individuals to qualify.

 

Concessional Contributions - Retirement Scheme
	This factsheet relates to the Federal Government's changes to superannuation (Better Super) as they relate to Retirement Scheme members. The particular change that we are focussing on is the new cap on concessional contributions that applies from 1 July 2007.

 

Employer Financed Benefit Pension - Retirement Scheme
	Any member of the Retirement Scheme who was previously a member of the Local Government Pension Fund or NSW Retirement Fund would have retained the option to receive a portion of their superannuation benefit as a pension.

 

Co-Contribution - Retirement Scheme
	The Super Co-contribution was introduced by the Commonwealth Government on July 2003, with the eligibility criteria widened with effect from July 2004 allowing many more individuals to qualify. We explain some of the implications here.

 

Concessional Contributions - Defined Benefit Scheme
	This factsheet relates to the Federal Government's changes to superannuation (Better Super) as they relate to Retirement Scheme members. The particular change that we are focussing on is the new cap on concessional contributions that applies from 1 July 2007.

 

Family Law Splits in the Defined Benefit Scheme
	The Family Law Act now provides a mechanism for taking account of superannuation entitlements when negotiating property settlements resulting from marriage breakdowns and for the ‘splitting’ of those entitlements between the two parties involved.

Brochures

 

Your Budget Planner - Plan today for a better tomorrow
	5 steps to make your money work harder for you.

 

Make your super count
	With the growing demands of an ageing population, forever tightening welfare benefits, and greater concessions given to self-supporting retirees, the need to maximise your superannuation to ensure a comfortable retirement is very important.

 

Thinking of retiring?
	If you are planning for your retirement or considering a redundancy offer, find out how to get the most out of your money.

 

How safe is your super?
	The security of members’ superannuation is fundamental to the Energy Industries Superannuation Scheme.